Core Competencies
- Senior Credit Risk Management
 - Loan Approval & Analytics for Medium to Large Loans
 - Financial Portfolio Analytics & Optimization
 - Regulatory Compliance & National Bank Relations
 - Risk Assessment & Mitigation Strategies
 - Advanced Financial Reporting & Data Analysis
 - Strategic Lending Operations & Policy Development
 - Team Leadership & Collaboration
 
Experience
Senior Credit Risk Manager (2022 – Present)
Basisbank JSC
- Lead the approval process for medium to large corporate loans, ensuring alignment with risk policies.
 - Conduct detailed financial and credit analytics to evaluate loan applications.
 - Maintain strong relationships with the National Bank of Georgia, ensuring compliance with regulatory requirements.
 - Prepare comprehensive financial reports and presentations for executive leadership.
 - Perform portfolio analytics to identify trends and mitigate potential risks.
 
Education

Certified Financial Manager
Free University of Tbilisi
11/2014 – 02/2015

Master of Business Administration
Georgian American University
01/2011 – 07/2013

Bachelor of Business Administration
Finance and Banking
Tbilisi State University
09/2003 – 07/2007
Other Courses and Trainings
- Microsoft Excel 2007 (Advanced), "IT Knowledge" LTD (02/2013 – 04/2013)
 - Treasury Operations Course, Georgian National Treasury (09/2006 – 10/2006)
 - Stock Exchange Practice, Georgian Stock Exchange (10/2006 – 12/2006)
 
Language Skills
- Georgian: Native
 - English: Proficient
 - Russian: Proficient
 
Technical Skills
- MS Office: Advanced proficiency
 - Accounting Programs:
- 1C: Advanced
 - 2C: Intermediate