Core Competencies
- Senior Credit Risk Management
- Loan Approval & Analytics for Medium to Large Loans
- Financial Portfolio Analytics & Optimization
- Regulatory Compliance & National Bank Relations
- Risk Assessment & Mitigation Strategies
- Advanced Financial Reporting & Data Analysis
- Strategic Lending Operations & Policy Development
- Team Leadership & Collaboration
Experience
Senior Credit Risk Manager (2022 – Present)
Basisbank JSC
- Lead the approval process for medium to large corporate loans, ensuring alignment with risk policies.
- Conduct detailed financial and credit analytics to evaluate loan applications.
- Maintain strong relationships with the National Bank of Georgia, ensuring compliance with regulatory requirements.
- Prepare comprehensive financial reports and presentations for executive leadership.
- Perform portfolio analytics to identify trends and mitigate potential risks.
Education

Certified Financial Manager
Free University of Tbilisi
11/2014 – 02/2015

Master of Business Administration
Georgian American University
01/2011 – 07/2013

Bachelor of Business Administration
Finance and Banking
Tbilisi State University
09/2003 – 07/2007
Other Courses and Trainings
- Microsoft Excel 2007 (Advanced), "IT Knowledge" LTD (02/2013 – 04/2013)
- Treasury Operations Course, Georgian National Treasury (09/2006 – 10/2006)
- Stock Exchange Practice, Georgian Stock Exchange (10/2006 – 12/2006)
Language Skills
- Georgian: Native
- English: Proficient
- Russian: Proficient
Technical Skills
- MS Office: Advanced proficiency
- Accounting Programs:
- 1C: Advanced
- 2C: Intermediate